We have made financing your used car easy

Motor finance

We have made financing your car that is used easy

Get a hold of your perfect Cazoo vehicle, make an application for finance and signal your arrangement all on line. Pay your deposit, then have actually your car brought to your door or collect it from 1 of your Buyer Centres.

The reason the reason Why fund your Cazoo vehicle?

Competitive prices

APR from as little as 8.9% agent

Fast & painless

A determination within seconds

Totally online

From the absolute comfort of your house

„the complete process ended up being insanely quick, from enquiring about a vehicle, guaranteeing finance choices to selecting the car up. Many thanks Cazoo!”

We make use of a variety of loan providers including Black Horse

Ebony Horse is just one of the British’s leading providers of car lease.

How it functions

Discover your perfect automobile

Browse our number of high-quality used Cazoo vehicles that exist to get or fund.

Pick your price

Make an application for finance on line. You may want to part change your car that is old and your finance expenses.

Get authorized

Spend a deposit and sign all documents using the internet. Then elect to gather your vehicle or get it delivered.

The correct car lease offer for you personally

Select our payment choices. Even as we’re a finance agent maybe not a lender, we’ll always look for a competitive price for you.

Hire Purchase (HP)

HP is really a finance plan that enables one to distribute the price of the vehicle by legit payday loans in North Carolina simply making monthly obligations over a term that is agreed.

You create greater payments that are monthly a private Contract Purchase (PCP) agreement, in order for once you started to the termination of the contract you’ll acquire the automobile.

Unlike PCP, there are not any limitations on mileage.

HP might be appropriate you want to buy the car at the end of the agreement for you if.

Private Contract Buy (PCP)

PCP is just a finance program for which you make equal monthly premiums over a term that is agreed with a bigger final repayment due by the end if you opt to maintain the car.

In the final end associated with the arrangement, you’ve got three choices. You are able to control the vehicle back again to the finance organization (the vehicle should be in good shape and inside the agreed mileage, usually fees may use), component change it for the next automobile on an agreement that is newsusceptible to condition), or pay the last payment your can purchase the vehicle.

PCP could be right if you’re unsure whether you want to buy the car at the end of the agreement for you if you’re thinking of changing your car in the next few years, or.

Do you realize?

PCP month-to-month payments tend to be generally less than HP re repayments. Simply because a sizable area of the complete quantity payable is kept towards the end for the agreement. You also spend interest from the car’s value during the final end associated with term, which means that PCP could be more costly general.

Preferred motor finance concerns

Do a finance is had by you calculator?

Yes, we do. When you have discovered your perfect automobile, you should use our loan calculator to have an immediate estimate of one’s month-to-month prices for a PCP or an agreement that is hp according to our representative instance APR of 8.9per cent.

exactly what info is required for a funding choice?

Throughout your application, we are going to require your own personal details, employment details, target record, banking account details and a duplicate of one’s picture licence that is driving.

The length of time is my finance provide legitimate for?

After becoming acknowledged for finance you’ll have actually a day to cover your deposit. If the deposit isn’t premium in 24 hours or less, the vehicle you requested will get back on the block on our web site.

When you’ve compensated your deposit, you’ll have until midday a single day before delivery or collection to signal your write-ups. In case the distribution or collection time is on a Monday, you’ll need to signal your write-ups by midday on Saturday.

Do i must head to a primary dealership for a solution, MOT or fix?

if you have purchased automobile on finance, it is possible to choose where you’d choose to get it maintained or fixed. We’ve a nationwide community of cazoo Service Centres over the UK and hundreds of RAC accepted garages for the automobile treatment requirements. It is possible to request a reservation at a spot in your area.

Will trying to get finance influence my credit rating?

Whenever you submit an application for finance a loan provider will run a credit that is hard on the credit profile. Way too many difficult credit inspections over a short period can impact your credit rating for half a year, that could lessen your capability to get approved for credit.

Discover your next vehicle on finance

Select a range that is wide of utilized Cazoo automobiles offered to purchase or finance web.

Stay protected with Cazoo Car Care

CazooCover prolonged Warranty

Extend your warranty with CazooCover to stay shielded from unanticipated expenditures after your vehicle guarantee is finished.

CazooGuard Paint & Fabric Cover

Include CazooGuard Paint & Fabric cover to your acquisition in checkout to help keep your automobile searching its best for extended.

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Just just how Cazoo works

From purchasing a car on the web to home distribution or collection and more, discover how Cazoo works.


Learn about the essential difference between private Contract Purchase (PCP) and Hire buy (HP).

Part trade your car or truck

Component swapping your overall vehicle is just a great option to allow you to pay money for your following car, discover what you must know.

A week if you need any help, we’re available from 8am-8pm , 7 days.